Here are all the ways to earn Citi ThankYou points and the best ways to redeem them for maximum value. In addition to Citi points, you can transfer points to either airline from other popular rewards programs, like Chase, Amex and Capital One. Earning cash with Citi Custom Cash is easier than ever, with no need for cardmembers to manually select, enroll or change reward categories on a periodic basis; instead, the card automatically adjusts to where their spending is trending. You may find that some of the quarters on the Flexs rotating calendar and its regular bonus categories may not align with your lifestyle. It also includes merchants that sell electricity for charging an electric vehicle. And redeeming is just as simple and flexible. to maintain accurate information. Increase non-taxable income or benefits included by 25%. 1. Simply going to www.citi.com to login. Branded Cards and Unsecured Lending at Citi. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. However, if youre requesting a check, there is a minimum rewards balance of $5 (or 500 points). 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program, 4 points per dollar at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping, 2 points per dollar on all other eligible purchases, Earn a free-night award each card renewal month (up to 35,000 points), Receive 15 elite night credits to jump-start status, Must spend $60,000 in a year for second free-night award. Citi Custom Cash Card Our rating: 4.5 See your approval odds Apply now at Citi's secure site Intro Bonus $200 Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. Citi Cards: Log In or Apply Citi Cards Monday through Friday 9am to 8pm ET Additional Phone Numbers Technical Assistance 1-888-345-8034 For TTY: Use 711 or other Relay Service Outside the U.S., Canada and Puerto Rico, Call Collect 1-423-477-6612 Delivery/Express Payments Attn: Consumer Payment Dept. That means youll earn 5% back (or 5 points per dollar) on the first $500 spent on your top eligible spending category. See more about our ethics policies here. Or does this Citi manager have it wrong? At Citi Cards, we are dedicated to protecting your privacy. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Thank you! Citi Entertainment Benefits Be first in line for tickets to your favorite event with special presale privileges and exclusive experiences, only available for cardholders. For all balance transfers, Citi will charge you a balance transfer fee of $5 or 5 percent of each transfer, depending on which one is greater. One of the best travel credit cards has a new 80,000-point bonus offer. Once youve activated your credit card, you can use it right away. This feature monitors your account for suspicious activity, then notifies through text or email. This mostly means that you cannot transfer your points to any of Citis transfer partners. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Citi is an advertising partner of OMAAT. Currently you have JavaScript disabled. Link your Citi Debit Card to any ofyour UK Citi accounts, Using your debit card safely and securely online, Things to know before using your card abroad, How to dispute a Citi Debit Card transaction, What to do in the event of a lost or stolen card, Explore a wide range of experiences and offers in destinations around the world, Enjoy a premium concierge service and access to hundreds of airport lounges. The Citi Custom Cash Card is a cash back rewards credit card with no annual fee. And there are specific hotel redemptions that can be more lucrative. Thats a pretty big bonus for a no annual fee card thats actually useful. Citi Custom Cash Card: 5x Points & No Annual Fee, Citi Custom Cash Card Details For April 2023, Citi Custom Cash Offers 20,000 ThankYou Points (Or $200), Citi Custom Cash 5x ThankYou Points (Or 5% Cash Back), How Citi Custom Cash Bonus Categories Are Defined, How Citi Custom Cash Fits Into Citi ThankYou Ecosystem, Citi Custom Cash Is No-Brainer If You Earn ThankYou Points, Citi credit card application restrictions, American Airlines Credit Card Eligibility Rules Explained, Citi AAdvantage Executive Card Review: Best Admirals Club Deal, Please view our advertising policy page for additional details about our partners, 5x ThankYou points (or 5% cash back) on your top eligible spending category, on up to $500 spent each billing cycle, 1x ThankYou points (or 1% cash back) on all other purchases, Your top eligible spending category can change with each billing cycle, and youll automatically receive the 5x ThankYou points (or 5% cash back) on whatever your highest spending category is, Theres no need to register, or to specify in which category you want to earn 5x points, as it will be automatically determined, Drugstores includes standalone drugstores and generally includes pharmacies in grocery stores, general merchandise and discount superstores, and wholesale and warehouse clubs, Fitness clubs includes membership fee and other purchases at athletic, sports, and recreation facilities requiring memberships, such as health, tennis, and swimming clubs, Home improvement stores includes home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries, varnishes, and supplies stores, Live entertainment includes concerts, live sporting events, live theatrical productions, amusement parks, and orchestras, Restaurants includes cafes, bars, lounges, and fast food restaurants, Select streaming services includes the following cable, satellite, and streaming service providers Amazon Prime Video, Amazon Music, Apple Music, CBS All Access, Disney+, AT&T TV NOW, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal, Select travel includes airline, hotel, cruise line, and travel agency purchases, Select transit includes car rentals, ferries, commuter railways, subways, taxis, limousines, car services, passenger railways, bridges and road tolls, parking lots and garages, bus lines, and motor home and recreational vehicle rentals, The card has a solid bonus, particularly given that it has no annual fee, and youre eligible even if youve received the bonus on other Citi cards, Being able to earn 5x ThankYou points per dollar in the select category where you spend the most (with a $500 limit per billing cycle) all for a no annual fee card is a great opportunity, As you can see, you have your choice of several bonus categories, from more niche categories like drugstores and home improvement stores and fitness, to more mainstream categories like dining and gas stations. Technically, the Citi Custom Cash Card and Citi Double Cash Card are cash-back cards. Catch up on CNBC Select's in-depth coverage ofcredit cards,bankingandmoney, and follow us onTikTok,Facebook,InstagramandTwitterto stay up to date. Browsing the ThankYou points site, you'll see all sorts of options to use Citi points. For more information, check out. If you value flexibility, the Citi Custom Cashs flexible rewards structure might appeal to you. Rebecca Lake , which can hurt your chances of getting a good credit card in the future. Cash advance feeeither $10 or 5% of the amount of each cash advance, whichever is greater. The Citi Custom Cash Card has no annual fee but takes a different approach from the issuers popular Citi Double Cash Card (with up to a 2% cash-back rate on all purchases; 1% when you buy and 1% as you pay). Youll pay a single $95 annual fee, and youll earn 2-5x points on all your purchases, which can be transferred to Citi ThankYou travel partners. Apply Now Apply by Phone: 1-800-362-0526 TTY: Use 711 or other Relay Service *Pricing Details No Annual Fee* Frequently Asked Questions If you were to max out the 5% bonus category by . Annual feeNone. This bonus offer will be fulfilled as 20,000 Points, which can be redeemed for $200 cash back. Citi Launches Custom CashA Next-Gen Cash Back Credit Card highlights No-annual-fee* Mastercard automatically adapts to reward cardmembers with 5% cash back on their top eligible spend category each billing cycle New York - Today, Citi is launching a different kind of no annual fee* cash back credit card: Citi Custom Cash. Lets review this card and see who it is best for. Keep in mind that even though the Citi Custom Cash earns ThankYou points, theyre technically considered basic ThankYou points. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. is a freelance writer and blogger specializing in personal finance. The card is offering 20,000 ThankYou points (or $200 cash back) after spending $1,500 on purchases in the first six months. Check the data at the top of this page and the bank's website for the most current information. Where can I check my credit card application status? document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); I just called citi and confirmed that if your Custom Cash points are merged into your Premier Thank You points, these Custom Cash points are stilled flagged as 'Custom Cash' points and can not be used as points transferred to Airlines. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. You could earn 5x points on dining with the Citi Custom Cash. The Wyndham Grand Clearwater Beach, for example, costs 30,000 points per night and can easily cost over $400 a night, which is a value of 1.33 cents per point. With the Citi Custom Cash Card,. On top of that, having credit cards long term is great for your credit since it increases your average age of accounts, and theres no better card with which to do that than a no annual fee card. Your personal information and data are protected with 256-bit encryption. The Citi Custom Cash Card has no annual fee, and you can also add authorized users to the card at no extra cost. One of the best first-class redemptions is from New York to Frankfurt for 97,000 miles, while other first-class flights cost 140,000 or more. See the online credit card applications for details about the terms and conditions of an offer. Privacy Policy. The variable penalty APR is up to 29.99%. Learn More Earn 20,000 Bonus ThankYou Points after qualifying purchases. This wont impact your credit score. Copyright 2023 CreditCards.com a Red Ventures Company. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Some credit card applications stay in pending status for up to 30 days. read full answer. The standard variable APR for purchases for the Citi Custom Cash? CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Online: To apply for the Citi Custom Cash card online, visit the card's webpage. Our team is made up of diverse individuals with a wide range of expertise and complementary backgrounds. Opinions expressed here are the authors alone, and have not been reviewed, approved or otherwise endorsed by any of these entities. Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. IHG Rewards Premier Business Credit Card Review: Worth Will Americans New York To Doha Route Survive? CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Put $0 if you currently don't have a rent or mortgage payment. Reward Rates This makes Citi not as competitive with Chase where your Freedom points can be merged and used as Sapphire ultimate rewards points with no restrictions. Citi ThankYou points are easy to earn with the right Citi credit cards and have the right mix of redemption options to provide you value and flexibility. However, for any rewards credit card, half the ball game is the redemption options so that all the work you put into earning rewards doesnt go to waste. Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. For anyone wondering how some of the above categories are defined, heres what you need to know: Historically one of the downsides of Citi ThankYou compared to Chase Ultimate Rewards has been that you couldnt create as much of a portfolio of cards to maximize your rewards. This bonus offer will be fulfilled as 20,000 points, which can be redeemed for $200 cash back. Citi cards that earn ThankYou points include: 3X points per $1 spent at restaurants, supermarkets, gas stations, and on hotels and air travel, 1X points on all other purchases, 60,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening, For a limited time, earn 5 ThankYou Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel Portal through June 30, 2024. Turkish Airlines is a member of the Star Alliance, which means you can use Turkish miles to book award flights on United Airlines. Even though the Custom Cash is branded as a cash-back card, youll earn rewards as Citi ThankYou points. The Citi Custom Cash Card includes Mastercard ID theft protection, which monitors your accounts for suspicious activity.
Largest Championship Parade, Among Us Ascii Character, Bny Mellon Relocation Package, Helena Mt Property Management, Articles C